Break Free from Debt
Debt Management Strategies
Are you ready to escape the debt cycle without increasing your current spending? Discover how our unique Your Family Bank® concept can help you eliminate debt, including your mortgage, in just 9 years or less.
Start Your Journey to Debt Freedom
Complete this form to learn more about our innovative debt management strategies.
Transform Your Financial Future
How it Works
We provide an effective path to reducing your debt and taxes, freeing up your income to save and investment.
Step 1
Understand where your money goes, focusing on percentages spent on interest and taxes.
Step 2
Implement changes to reduce the amount paid in interest and taxes.
Step 3
Redirect your new wealth back into your budget, increasing your savings potential.
Step 4
Continue to leverage your improved financial position to build more wealth.
01
Your Family Bank® Overview
The Your Family Bank® concept revolutionizes traditional financial planning by teaching you to manage your money as a bank would. This method involves strategic allocation of your funds to ensure every dollar you spend also contributes towards your savings, reducing unnecessary financial waste and increasing your net worth. Our approach provides you with tools and knowledge to take control of your financial future, focusing on generating wealth rather than just managing debt.
02
Interest Reduction Planning
Our interest reduction planning is designed to significantly decrease the amount you pay in interest across various debts, from mortgages to credit cards. By analyzing your current debt structure and interest rates, we implement strategies that not only reduce your debt faster but also enhance your cash flow. This proactive approach allows you to redirect funds that would have been lost to interest back into your savings or other financial goals.
03
Tax Efficiency Strategies
Effective tax management can dramatically increase your disposable income. Our tax efficiency strategies focus on restructuring your finances in a way that minimizes your tax liabilities, potentially saving you from the typical 40% income loss to taxes. This service includes planning and advice on deductions, tax-advantaged investments, and other legal avenues to keep more of your hard-earned money.
04
Cash Flow Management
Managing your cash flow effectively is key to achieving financial independence. Our cash flow management services help you allocate your income smartly, ensuring that each dollar serves multiple purposes—covering your expenses while building your savings. We teach you how to optimize your financial decisions so that money flows into your accounts as efficiently as it goes out, stabilizing your financial health and accelerating wealth accumulation.
05
Customized Debt Payoff Plans
Get a tailor-made debt payoff plan based on the innovative principles of Your Family Bank®. Our plans are designed to help you eliminate all forms of debt, including mortgages, in 9 years or less without increasing your current expenditures. This strategy focuses on reallocating your existing financial resources to pay off debt more quickly and efficiently, while simultaneously building your savings, ensuring that every financial move you make is strategic and beneficial.
06
Wealth Building and Preservation
Once you are free from the burden of debt, our focus shifts towards wealth building and preservation. This sub-service aims to establish a secure, growth-oriented financial foundation that can sustain your current lifestyle and ensure your financial security for the future. We provide guidance on investment strategies, asset protection, and estate planning to create lasting wealth that can support you and your family for generations.
Help center
Got a question?
Get your answer
Quick answers to questions you may have. Can't find what you're looking for? Get in touch with us.
Most clients can eliminate all debt, including mortgages, in 9 years or less, without increasing their current expenditures.
It focuses on reducing the money you lose on interest and taxes, rather than just trying to increase your savings.
Yes, our strategies are effective across various debt types, including credit cards, student loans, and mortgages.
The first step is a consultation to assess your financial situation and introduce the principles of the Your Family Bank® concept.
From Our Debt-Free Clients
Don’t take our word for it
Read about how others have transformed their financial situations using our proven debt management strategies.
American Legacy Solutions exceeded all my expectations. I would highly recommend this company.
Start Your Journey to Debt Freedom
Complete this form to learn more about our innovative debt management strategies.